So I finally got my bank account all setup today....took me three weeks. It wasn't easy and believe it or not, it's not even complete yet. The bank will remain nameless for obvious reasons.
This is how it went down:
Day 1
Me: Hi, how are you?
Her (local Emiriti): [blank stare]
ok....maybe I should try a different strategy.
Me: As salam alaikum
Her: Wa alaikum salam
aaallright.....we have progress.
Me: I would like to open an account please.
Her: Which one?
Me: I don't know, what kinds do you have.
Her: Take this booklet, read it and come back tomorrow.
Me: Oh, you can't just tell me?
Her: It's too complex and we have too many plans. Just read and come back. [She really said it was complicated]
Me: Oh. ok.
Day 2
The lady I dealt with the day before was busy, so I got this other dude (non-emiriti). Thought I would luck out this time.
Me: As salam alaikum
Him: [Blank stare]
Turns out he wasn't muslim. Damn, should have read his name tag. His name was Gonzalez or something.
Me: Hi?
Him: Yes?
Me: I would like to take Bank account plan type #2 which includes bank card, online banking, cheque books and a visa card.
Him: OK, fill out these forms and come back tomorrow with all the required documentation.
Me: OK, can I fill it out here and leave it with you? [I made sure there was nobody behind me]
Him: I am leaving on my lunch break in 5 minutes, come back in 3 hours.
Me: Oh. Ok. Can I just fill it out and take it to your colleague (the lady I dealt with the day before)
Him: We all take lunch together.
Me: Oh.......
What am I supposed to say to that?
3 hours later
Me: OK. all filled out.
Him: OK, looks good. come back next week we should have your bank card and cheque books ready.
Me: Alright. That wasn't so painful.
One week later
Me: Hi. Just here to pick up my bank package.
Him: Your mobile number please?
Me: Oh, I don't remember it. My name is Ahmer......
Him: No, I need your mobile number to look you up.
Me: Seriously? [asking sarcastically]
Him: yes.
Me: oh ok. Can I call you once and hang up so you can get my number? Do you have call display?
Him: alright fine [in a really annoyed tone]
Me: thanks.
Him: Yes, found you. So, you didn't fill out one of the forms. Please fill this out and in the other form your signature went outside the line. Come back next week.
Me: What? You didn't give me this form when I came last week. I filled out everything.
Him: Sir, with all due respect, I know you had it in the package.
Me: gggrrrrr.....Ok, fine. I'll fill it out. [Alright, I didn't actually growl].
Week 2:
Me: Hi, I'm here to pick up my bank cards and details.
Him: Mobile number please sir.
Me: [I came prepared this time and texted the number to myself]
Him: OK, we have your bank acc number and card.
Me: Awesome, thank you.
Him: Here you go.
Me: Ok, how do I access online banking.
Him: Oh you need to fill out another form for that. We told you that Sir.
Me: [blank stare in a clearly not amused way]
Him: Sir?
Me: Yes...don't disturb me. I'm not a happy customer.
Him: Sir, just fill out the form and we will put a rush in. Only 3 business days.
Me: Ok, what choice do I have?
Him: Good Sir. (what kind of response was this)
Day 20
Me: Hi, mobile number 050XXXXXXX [thinking this would save some time]. I would like my online banking information.
Him: Sir, we have it. Give me a minute and I will get it for you.
Me: OK [they don't deserve anymore "Thank You's"]
Me: Oh yeah, where's my cheque book? I forgot to pick it up last time.
Him: Oh Sir, there is another form for that. Don't worry, only one week's time.
Me: I would like to close my account please.
So I didn't really say the last part. But I wanted to. I have no choice though, when you've come so far and made so much progress...you don't want to start over again. Besides, I'm pretty sure the service would be the same anywhere else. So for all those Canadians who complain about their banks back home....stop. It could be a lot worse and I think I just experienced it.
What is cool about online banking here is that in order to access your account online you need your username, password and this little digital gadget the size of a small keychain. The digi-gadget spits out random 6 digit numbers every few minutes or so. You need to enter in that code along with your username and password to access your account. I thought that was pretty neat. All this high tech security for an account that takes 3 weeks to open. I have attached a picture below to show you what it looks like. Blanked out the digits, not that it really matters because it has already expired. That and I have no money in my account yet.
AD